Guys, I desperatly need help right now.

I am in quite a bit of financial debt right now, and being fairly young with manifesting things, I really need some support.

What are the best things I can do at the moment, considering I actually need to get out of debt and pay off my bills? I understand that the more you want or need something the harder it is for it to happen.

Likewise, I always seem to be broke with money as well. I will try and save, and something in my life will always come up to squander that money away...It goes to prove that reality is only the extension of beliefs.

Stingray has stated the difficulty of manifesting things you desperatly need in this question. Whilst the information is very, very valuable and accurate, it isn't providing a solution. Please IQ help me out, I'm in a real pickle.

Hey and on a sidenote, I was in the vortex, and then checked my bill and was shocked at the amount owing....And all of a sudden that vortex of mine was instantly crushed. Explanations?

asked 24 Feb '12, 08:49

Nikulas's gravatar image


edited 24 Feb '12, 09:19

Barry%20Allen's gravatar image

Barry Allen ♦♦

High five for young people in debt! Oh wait this is a bad thing..

Yea, I've managed to wrack up in the low 5 figures of debt to numerous places. And what's worse is there is like ~$6,000 worth of cash owed to me that people are unable to pay because the economy is not so good.

I'll definitely be watching this question closely. ^_^

(24 Feb '12, 17:15) Snow

@Snow- who are the youngies on IQ? You're 17 or so aren't you?

(24 Feb '12, 18:14) Nikulas

@Nikulas: I think you and I are mostly it boss, I'm 22. =)

I know there is a ~21/20 girl running around here somewhere, though I don't know how often she posts.. Nor her user name. =P

(24 Feb '12, 18:16) Snow

I'm 22 and turning 23 soon but I'm not a girl.. too bad ^^

(24 Feb '12, 20:47) kakaboo

@kakaboo. hahahha very funny

(25 Feb '12, 02:02) Nikulas

@Nikulas, I'm afraid I could only help you get into debt. Lol. Started with 1k$, now I'm at 22k$. And I'm rather careless about it. Perhaps because I realize existence of various means (and some very exploitable) to gain those money if it was my ultimate goal.

(12 Dec '12, 03:44) CalonLan
showing 0 of 6 show 6 more comments

Here's something that I heard from The Pleiadian Collective last year.

And the more I've thought about it, the more I love it because it is so elegant and expresses in so few words what entire books, courses, philosophies have been about :)

Here's my summary of what they say:

  • Money is a representation of energy flow
  • If money is not easily coming into your life, it must be because you are blocking that energy flow somewhere
  • So look for places where you feel your life is not "flowing" and release those blockages - and the money will also naturally start flowing again

There's plenty of advice/links already here on IQ already for releasing blockages, so all you have to do is think about where your life feels "blocked", and target those blocks.


answered 24 Feb '12, 09:03

Stingray's gravatar image


edited 24 Feb '12, 09:11


@Stingray- Actually I'm going to re-buttle you for once today....I'm just going to use this example because it's the easiest I can use to illustrate my point; What about rich, excessively wealthy celebrities? A few of them seem to have infinite money yet there are problems explained in their lives about family, drug issues, relationships- I would assume these be the other areas of potential 'flow' in their lives which are important to them, and which are troubled as well......

(24 Feb '12, 18:17) Nikulas

@Nikulas - The problem with the example you've chosen is that you only know about the lives of celebrities through the media stories about them that you've been exposed to. And having worked within the media for several years, I can assure you of one won't be an accurate portrayal...for example, if Brad & Angelina have a public argument, it will be splashed over every news network as being a major event whereas for an "ordinary" couple, it's just an argument not a way of life:) But...

(24 Feb '12, 20:37) Stingray

@Nikulas - ...let's go along with your example for now. In order to demonstrate this idea does not generally apply, you would need to obtain the net worth of a celebrity prior to any "issues" and then the net worth after any "issues". And you would have to be very sure that the issues are causing major long-term resistance in their lives rather than just being media hype. Do you happen to know how financial figures like that can be obtained?

(24 Feb '12, 20:42) Stingray

@Nikulas - Another thing to consider is that not everybody manifests resistance in their lives in the same way so it may not be accurate to say that all resistance to energy flow manifests as money problems, even though all money problems are resistance to energy flow. If someone had poor health, you would replace the word "money" above with the word "health". If someone had bad relationships, you would replace the word "money" with the word "relationships".

(24 Feb '12, 21:00) Stingray

I think the disconnect here comes from Stingray intending what he said to be taken as a both generalization and applicable to someone who is concerned with money, but it not being absolutely clear that was the point until his second comment.

Any statement like Stingray's can be invalidated when taken to extremes, but I don't think it was intended that way.

It is probably wise to avoid taking most things said here as "absolutes".

(24 Feb '12, 21:08) Snow

well i do not agree with you stingray money is men made and part of a system not working properly. it has nothing to do with your energy. until men decide all together to change what is not working well in the system there will always be people missing money to survive in the system. think about it you need money to live to work to study. so with out money you do not get anny of it. does it serve men? if it would be energy i would be rich enuff to give money to help out every one.

(25 Feb '12, 15:45) white tiger

@Stingray- Is it untrue to suggest that my life feels blocked in just the aspect of money? I can answer that as a plain straight easy no: I have a neck and wrist injury, I have blockages in my love life (i have none), I have debt and the bills just seem to go. So, according to this equation, clear up other areas of my life and these 3 things should partially restore themselves back together? I'm just about piecing this together finally in my mind (thankyou for ur help, patience and humbleness)

(11 Dec '12, 23:55) Nikulas

@Stingray- but it would help if you could assist me here at the moment. I can say my life feels blocked in my sports- because of the injury. I can say my life feels blocked in my relationships- because I am alone. I can say my life feels blocked in money- because I don't have sufficient for my current situation.

My point is, where exactly, or how exactly, do you find what the main blockage is that is running this entire disastor, in unrealted areas of my life, anyways?

(11 Dec '12, 23:57) Nikulas

@Nikulas - Since you can relate to Bashar, it might be more helpful to view these aspects of your life as choices rather than blockages. Bashar has said many times that once you identify that you have something in your life you don't want and it's still there, it's now a conscious choice. So just ask yourself What are you getting out of choosing these experiences for yourself? There must be something going on that is to your benefit otherwise you...

(12 Dec '12, 05:26) Stingray

@Nikulas ...would have moved on. I spent quite a few years "choosing" misery and isolation for myself (long before I was aware of these ideas). Looking back now and the many insights I've gained from those experiences, I'm actually very thankful that a part of myself put myself through all of that. I live a life completely without fear and worry, regardless of external circumstances. I know there's nothing that anyone can say or do to me that could ever take my own power away from me.

(12 Dec '12, 05:29) Stingray

@Nikulas - I'm about as free as a person on Earth could be because I feel totally secure from within regardless of what my "outside world" looks like. But could I have reached this place of understanding without those experiences? Honestly...I don't think I could have. And the other benefit is that I'm able to share parts of my own journey of self-realization with others and it seems to help them too. So what I'm saying is that if you switch your perspective around and look at...

(12 Dec '12, 05:36) Stingray

@Nikulas - ...what you are gaining from the experiences that you are currently choosing for yourself, you might have some interesting insights. And look at it this way, if the age in your profile is correct, then as a result of your "search" so far, you're already ranking up there as one of the most mature and insightful 19-year-olds on this planet :)

(12 Dec '12, 05:40) Stingray

@Stingray- I'm flattered. Those are some highly true and valuable points you are making about life experience. I'm sure the day will come (we're talking in perhaps a few years or even decades) where I can ligitimatly value the insights and skills I gained through particular 'nasty' life circumstances. Until then, big thanks to hear back from you

(12 Dec '12, 10:24) Nikulas
showing 2 of 13 show 11 more comments

Hello Nickulas, I hope this helps my friend, it is my channeled source helping others with similar problems and if u would ever like to chat with him i do offer sessions for free. Hope these sessions help. And also I suggest You look into this guide of manifesting, it is from a man in this group called Stingray and so far he seems to have a very great way to help you manifest that has helped hundreds if not thousands in this group.

here are some sessions

Love n light



answered 24 Feb '12, 09:16

TReb%20Bor%20yit-NE's gravatar image

TReb Bor yit-NE

edited 24 Feb '12, 12:09


"a man in this group called Stingray" - Actually, I've had my suspicions for some time now that he's just a computer program that randomly generates manifesting answers :)

(24 Feb '12, 09:23) Stingray

lololololol, wow, that is brilliant lol, well i am greatful for this stingray program, "he" seems to be well working and constantly updated to remove all bugs lol :-)

(24 Feb '12, 09:45) TReb Bor yit-NE

LOL... very funny comments!. @TReb, my wife and I are very interested in doing a session. How should we go about to arrange a session?

(24 Feb '12, 12:25) Kriegerd

@Kriegerd well to chat with me its easy to get ahold of me, if u have skype leave me ur skype name, that is what we will need adventualy to do the session, just send it to me at my websight so i know it will not be put in spam folder,

love n light , rob

(24 Feb '12, 14:30) TReb Bor yit-NE
showing 2 of 4 show 2 more comments

Hi Nikulas,

Considering that you feel like none of the tools and methods offered so far on IQ are working for you, I'll offer a different approach. Remember that it's not a case of 'this' being right and 'that' being wrong, it's a case of what works for you personally.

How do you feel about the idea of the Chakra energy centers? Does that idea resonate with you in any way? To keep things simple, I'll re-post what the Pleiadian Collective says, as indicated in Stingray's post:

  • Money is a representation of energy flow

  • If money is not easily coming into your life, it must be because you are blocking that energy flow somewhere

  • So look for places where you feel your life is not "flowing" and release those blockages - and the money will also naturally start flowing again

I'm definitely not an expert when it comes to chakras, although the idea resonates with me as the chakra energy system is concerning both the flow of energy and how that flow is linked to our thoughts and beliefs.

The Root Chakra

The Root Chakra governs the characteristics of:

grounding, survival, self-preservation, safety, fear, stability, perception, prosperity and self-acceptance.

Are you aware of any issues you have with any of the above?

For instance: A possible belief may be:

I don’t feel safe - maybe because I’m afraid of what might happen in the future.

Now ask yourself:

What must I believe is true in order to believe that my future is anything other than stable? Which negative definitions am I buying into?

Once you’ve identified the belief that you hold which tells you why you believe in a negative future outcome, you can redefine it and change it into a belief that serves you better.

That's the only thing which comes to mind at present. Your energy blockage is a personal thing. Maybe the chakra idea will shed some light for you :)


answered 24 Feb '12, 22:24

Eddie's gravatar image


@Eddie- using Manifesting Experiment 4 to attempt to clear some beliefs, I think the best way to label one I have is "I am not independant." Thus, why there are many examples in my life of not being able to support myself or really believe in myself. I'm totally clearing my soul clean, this huge debt which I've occured is actually a good thing, rather, a wake up call for me to permanently re-hardwire my beliefs.

(25 Feb '12, 02:14) Nikulas

Well, I’m not the best to answer a question about money issues, because I have always been bad with money, but thought I’d add one thing: I’ve noticed (and it has been confirmed by many LOA teachings I’ve read) that everyone seems to have a set amount of money that they are subconsciously comfortable having, unless they change their vibration around money. Like the classic example of people winning the lottery and losing all their winnings because they hadn’t worked on their vibration.

For me, I always end the month with a certain amount overdrawn in my account. I can always make the rent, and I can always make do, but it will always be overdrawn. Last month I even made almost double the amount that I usually make, but it was still the same thing. Part of it has to do with the fact that I’m not great at budgeting, and I’m pretty carefree about money. However, I don't think that is the only reason.

My extra income came about because I manifested it, and it was quite miraculous for me because it’s a passive monthly income that took me about two hours effort in total. However, when I work on manifesting money in the future, I’ll be sure to work on the amount that I have rather than what I earn. As I said, I’m making more, but I also find myself needing to spend more, so I'm as broke as I was before the extra income source.

Personally I have so many other things to work on that the whole question of money is on the sideline for now, but when I do work on it, I’m going to do it by making myself believe that it is natural for me to have x amount of money in my account by the end of the month. Good luck!


answered 24 Feb '12, 10:07

cassiopeia's gravatar image


edited 24 Feb '12, 10:08

Cassiopeia, you said....""My extra income came about because I manifested it, and it was quite miraculous for me because it’s a passive monthly income that took me about two hours effort in total""......can you go into details, steps, procedures of how you went about this manifestation. Any information would be a benefit to "everyone"

(25 Feb '12, 13:30) Eldavo

an unpopular thought,
you spend what you have
not what you think you
have to have

what if it is not about
who has the most toys
the headlines in news,
how would that be


answered 24 Feb '12, 18:49

fred's gravatar image


Hi Nikulas,

In my experience with this stuff over the last seven months, I can tell you that every time I have attempted to fix a major vibrational issue in my life, the "fixing" has provoked at least one, two or even three "tests"--the type that Stingray has described here:

So, if you have been trying to change your vibration about money, it doesn't surprise me that a seemingly negative incident like that would arise to knock you out of the vortex.

There's really nothing you can do except...pass the test.

Meaning, when it happens, it will likely provoke some sort of negative reaction from you. When this happens, I would immediately counter with EFT, or a Focus Block, or listen to an appropriate Vortex Meditation...or all three, as I have done on some occasions. Just do whatever you can to neutralize those bad feelings, raise your vibration on the subject, and get back into the Vortex, or at least to a neutral state.

These tools are available to you, it's just a matter of applying them.

Regarding your debt issue, I would definitely start with Manifesting Experiment #4:

Then, if "negative" financial manifestations start occurring to knock you out of the Vortex, just be aware that this is the old vibration trying to get you back...fighting for its own survival. Keep calm and carry on. Counter with EFT, Focus Blocks, whatever methods it takes to raise your vibration back up.

Then, give yourself a giant pat on the back for passing the test, and cheerfully go about living your life. Within a few days or weeks, you should start seeing positive synchronicities, and within a few months, you should start seeing some actual manifestations...probably when you least expect it, and are focusing on something other than finances.


answered 12 Dec '12, 01:04

lozenge123's gravatar image


Here are two books that may help, P.T. Barnum "The Art of Money Getting." and George S. Clason "The Richest Man in Babylon."

These are both PDF e-books so you can if you want take them with you on your cell phone, if you have a cell phone. You could just download them to read on your computer if you want.

Here is Peter B. Kyne "The Go Getter" audio book. PDF

I know you have a lot from here about the Law of Attraction and are looking for other advice as you know there is plenty good questions and answers about The Law of Attraction here on IQ to read on that subject. These books are a different approach.


answered 25 Feb '12, 14:22

Wade%20Casaldi's gravatar image

Wade Casaldi

by not getting debt and paying your bills. then you will ask me with what money with the money that you have work for to own. welcome to the monopoly game. alt text


answered 12 Dec '12, 01:14

white%20tiger's gravatar image

white tiger

edited 12 Dec '12, 01:33

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Asked: 24 Feb '12, 08:49

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Last updated: 12 Dec '12, 10:24

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